IBRAHIM, Ibrahim; HIKMAH, Ernita Lailatul; FADHLI, Khotim. Determinan Manajemen Keuangan Pribadi Mahasiswa: Peran Fintech Payment, Financial Literacy, dan Financial Behaviour pada Mahasiswa . JoEMS (Journal of Education and Management Studies), [S. l.], v. 9, n. 4, p. 299–313, 2026. DOI: 10.32764/joems.v9i4.1803. Disponível em: https://ojs.unwaha.ac.id/index.php/joems/article/view/1803. Acesso em: 14 aug. 2026.